EDUCATION Begins

While it might seem early to be thinking about college or university, ensuring a child has access to a good education will give them the best possible start in life.

 
Consider these quick facts about the benefits of post-secondary education from Statistics Canada:

 

Canada’s future labor market will have a preference for skilled workers in a global, technologically advanced economy

 

College and university graduates are already more likely to have a full-time job, and more likely to keep it during an economic downturn

 

They also tend to earn more than Canadians without post-secondary education

 

In a global marketplace Post-secondary education has become essential

HAVING a Baby

With the arrival of a new child there is no better time to review your insurance needs to ensure your family is adequately protected. Have you ever considered what will happen if you experienced an untimely death? Who would care for your family? Do you have savings put aside? How long would your savings last?

 

Having a baby can fill your heart with a variety of emotions. As you look forward to the arrival of your "bundle of joy" you may find yourself concerned with putting your finances in order to properly care your new child. Consider the following;
 

Life Insurance – will manage the risk of death

 

Disability Benefits – for use in case of accident

 

RESP - Registered Education Savings Plan

 

Critical Illness Insurance - if you don't use it, your premiums may be returned