- LEGACY CAPITAL GROUP Inc.

Whether you are looking to:

Purchase a home

Renew or refinance your existing mortgage

Obtain a second mortgage

Take equity out of your property

Finance your new business

Obtain a high-ratio mortgage (low or no money down)

Get a line of credit, or

Consolidate your debts

We are here to make it a reality!

With the wide assortment of options and features available for mortgage refinancing or debt consolidation, shopping around takes a lot of time and effort.

The mortgage process can be intimidating to many Canadian home-buyers so it’s wise to get advice from a CENTUM Mortgage Professional that will represent you and ensure the mortgage you get is the one best suited to your needs.

Finding the right mortgage refinancing or debt consolidation for you is our business. We know which lenders have the best rates and we negotiate with multiple lenders at one time.

Plus, CENTUM Mortgage Professionals are compensated by lenders, and in most cases we offer our services free of charge to our clients.

Centum Legacy Mortgages is a subsidiary of the Legacy Capital Group of Companies.

As a brokerage we work for you, not the lender. With access to over 40 different lenders all competing for your business we will work to ensure you get the best mortgage available.

We are committed to educating you on the myriad of mortgage options, empowering you to feel confident with your financing decision. And the best part is you pay nothing for our services. Your lender of choice pays my fee for the mortgage product that can ultimately save you thousands!

Over the years several Mortgage misconceptions have become extremely common. Here are the top 5;

1. A Pre-Approval is like money in the bank.

2. A Self Employed person can’t qualify for a mortgage.

3. A person who has a poor credit history can't get a mortgage.

4. If you have ever been bankrupt, securing a mortgage is impossible

5. Private lenders are loan sharks and need to be avoided.

With all the information available, it's easy to become confused. Allow your Centum Legacy Mortgage Agent to help you make sense of it all.

Why partner with a Broker and not go directly through the bank;

We get a variety of lenders to compete for your business

We have access to over 20 lenders including top banks

We have access to subprime lending institutions

We get deep discounts on interest rates that can be passed on to our clients

We are professionally trained mortgage agents

We are paid by the lender so our services to you (in most cases) are completely free

Legacy Capital Group of companies is a Wealth Management firm that offers a wide range of financial services and products. We are focused on helping the families and businesses we serve build generational wealth.