If you or your spouse became disabled as a result of an accident or illness, how would you keep your financial commitments? Do you have enough savings to cover a loss of employment due to an accident? Could you afford the additional cost of Medication? How about a Specialist's fees?

Disability Income Insurance replaces your income and allows you to maintain your lifestyle while you recover.

You receive monthly benefits of between $500 and $4,000 (up to a maximum of 70% of your monthly income).

Your benefits are paid up to two years or until you reach the age of 60

You may choose a waiting period of 0, 30 or 120 days

The waiting period is the period between the beginning of the disability and the beginning of benefit payments.

Additional protections - disability income insurance in the event of an illness, business overhead expense insurance and hospitalization insurance—are also available.