Critical Illness, lump sum tax free benefit, coverage of over 25 different illnesses

DID You know ...?

 

 
82% of victims survive their first heart attack 
 
1 in 4 Canadians will develop some form of heart disease during their life-time

 

1 person in 3 will develop cancer during their lifetime

 

1 woman in 9 will develop breast cancer during her lifetime

 

75% of victims survive their first stroke

 

50,000 Canadians suffer a stroke each year

 

Source: the Heart & Stroke Foundation of Canada, the Canadian Cancer Society
 

CRITICAL Illness Advantages

If you were to become seriously ill, how will your family manage financially? Here are some of the benefits of our program;

 

You obtain a tax-free lump-sum payment in as little as 30 days after diagnosis of a critical illness.

 

Payment may be used in any way you wish, without restriction.

 

Your premiums and protections are guaranteed, renewable every 10 years or level up to the age of 75 years or for your lifetime.

 

You can obtain protection of between $10,000 and $2 million.

 

Premiums may be reimbursed in the event of the insured's death if death was not caused by a critical illness

 

You may surrender your CI insurance and obtain a refund of your premiums paid

NEED Advice?

Call us at 416.544.0202 or 1.877.544.5054

 
It's Easy
We will work to identify which solution is most appropriate for you. 
 
It's Free
No cost Consultation & Service
 
There is NO Obligation
We want to partner with you as you build Generational Wealth
 
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We are experienced and fully licensed Independent Brokers with a fiduciary duty and exceptional client care.

WHO Needs It?

Answer: Everyone!

 

In Canada, statistically we are 8 times more likely to experience some form of Critical Illness than we are to pass away.

 

The greater concern is that more and more people are surviving the various types of illnesses.

 
The purpose of Critical Illness is to ensure resources are available that speaks to the many associated costs of survival.

IF YOU DON'T USE IT ... you can get your Money Back!

Critical illness insurance provides a lump-sum benefit to help support you financially, if you are diagnosed with and survive a covered critical illness. With over 25 illnesses covered, you can use this benefit payment to supplement your health insurance plan and any group disability coverage you may have. This plan will help you to;

 

Reduce your financial burden: Pay off or reduce your mortgage, credit cards or other debts. Help keep your business running.

 

Maintain your independence: Modify your home or vehicle to improve your mobility. Hire domestic help during your recovery. Fund a leave of absence for yourself or your spouse.

 

Access Medical services: In Canada, pay for medications and treatment not covered by provincial health plans. Pay for treatment that may not be available in Canada.

 

Assist in your recovery any way you choose: Spend more time with your family or use the benefit in other ways that can help you focus on getting well.

 

Return of Premium: If by a specified age (usually 75), the coverage is not required or used, all premiums paid may be returned

 

With our plan, you may not have to go into debt or withdraw money from your retirement savings to remain financially stable and independent during your recovery.
Critical Illness, lump sum tax free benefit, coverage of over 25 different illnesses